What is the best way to reduce my PCI compliance scope when using 4Geeks Payments?

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This question addresses the primary concern of merchants who want to accept payments without undergoing the complex and costly full PCI DSS audit process. It explains how to shift the security burden from your servers to 4Geeks.

1 Answers

To minimize your compliance scope—typically to the simpler SAQ A or SAQ A-EP levels—you should ensure that raw credit card numbers never touch your servers. 4Geeks Payments provides three secure integration methods to achieve this:

  • Hosted Payment Pages/Links: This is the simplest method where you generate a secure link via the 4Geeks Console. You redirect customers to this hosted page to complete their purchase, meaning 4Geeks handles all sensitive data collection entirely off your site.

  • No-Code Plugins: If you use platforms like WooCommerce, Magento, or Odoo, you should install the official 4Geeks Payments plugin. These plugins utilize secure iframes or redirects to transmit data directly to 4Geeks, keeping your server out of scope. You can learn more about the WooCommerce plugin here.

  • Tokenization (API): For custom builds, use the 4Geeks Payments API to capture card details on the client side (browser). The API exchanges raw card data for a secure Token, and you only send this token to your backend server to process the charge.

By using these methods, you leverage 4Geeks' PCI DSS Level 1 certification, protecting your business and customers.